Terms of Service

Welcome to Photo Harbor Parky, operating at photoharborpark.com. These Terms of Service apply to all Personal Growth Courses, digital information products, and physical goods provided by Photo Harbor Parky.

1. Services

Photo Harbor Parky offers live and recorded courses in personal development and growth ('Services').

2. Information Products

We provide downloadable materials such as e-books, video programs, and worksheets ('Info Products').

3. Physical Goods

Our goods include printed workbooks and course materials delivered by mail.

4. Registration and Payment

All fees are due at the time of registration. Payment methods accepted include major credit and debit cards processed by a third-party provider. By enrolling, you authorize us to charge the applicable fees.

5. Refund Policy

5.1 Services

If you cancel a live course at least 7 days before its scheduled start date, you will receive a full refund or may choose to reschedule the session once at no extra charge. Cancellations made less than 7 days before the start date are not eligible for a refund, but you may request one rescheduled session within 30 days of the original date.

5.2 Information Products

All Info Products are delivered instantly upon purchase. Due to the nature of these digital materials, purchases are non-refundable. Please contact us if you experience technical issues accessing your materials.

5.3 Physical Goods

You may ship back unused goods within 14 days of delivery for a refund of the purchase price, less any shipping costs. To initiate this process, please use our contact form. Upon receipt and inspection of the goods, we will process your refund within 10 business days.

6. Rescheduling

You may reschedule a Service once if you provide at least 7 days' notice. To request a new date, please fill out our contact form.

7. No-Show Policy

If you fail to attend a scheduled live session or workshop without prior notice, no reimbursement or reschedule will be offered.

8. Shipping

Physical goods are shipped to the address you provide at checkout. Standard shipping times apply. Shipping costs are non-refundable.

9. Governing Law

These terms are governed by the laws of the province of Ontario, Canada, in the year 2025.

10. Contact Information

Address: 111 Wellington Street
Ottawa, ON K1A 0A9
Canada

Phone: +14167461925

Business ID: 999969227